In 2021, Sudip Sehgall put down an $81,990 deposit on a yet-to-be-built townhouse in Surrey, B.C. While it was under construction, he occasionally visited the site to watch it grow.
The 52-year-old envisioned the deal taking him steps closer to owning his first Canadian home, but he only had enough for a deposit after a loan from his retired father.
Sehgall was relying on selling his home in New Delhi to get financing to close the deal. He began to worry when new regulations in India made his property less desirable. Then floods hit and selling became impossible.
Making matters worse, when he tried to find
